<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="/__sitemap__/style.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
    <url>
        <loc>https://investors.owlting.com/</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/events</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/stock-information</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/2025-year-end-shareholder-letter</loc>
        <lastmod>2025-12-29T13:06:10Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-announces-financial-results-for-the-full-year-2025-ended-december</loc>
        <lastmod>2026-04-30T01:26:28Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-announces-successful-direct-listing-on-nasdaq</loc>
        <lastmod>2025-12-29T12:55:05Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-announces-unaudited-financial-results-for-the-first-half-of-2025</loc>
        <lastmod>2025-12-30T02:37:25Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-expands-u-s-regulatory-footprint-to-40-states-with-new-washington-money-transmitter-license</loc>
        <lastmod>2025-11-27T08:55:03Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-owls-and-arta-global-markets-jointly-offer-digital-assets-onoff-ramp-and-cross-currency-payment-services</loc>
        <lastmod>2026-01-29T06:44:06Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-owls-and-hope-for-haiti-power-cross-border-humanitarian-aid-with-owlpay-harbor-payment-infrastructure</loc>
        <lastmod>2026-03-20T03:03:29Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-owls-collaborates-with-visa-to-launch-owl-pay-cash-app-for-remittances</loc>
        <lastmod>2025-12-29T12:51:05Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-owls-debuts-owlPay-cash-to-digitize-the-estimated-230-billion-us-outbound-remittance-economy</loc>
        <lastmod>2026-02-25T04:33:17Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-owls-secures-money-transmitter-license-in-nevada-expanding-u-s-regulatory-footprint-to-41-states</loc>
        <lastmod>2026-01-21T03:03:14Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-secures-direct-listing-on-nasdaq-stock-exchange</loc>
        <lastmod>2025-11-27T05:27:16Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/obook-holdings-inc-updates-online-investor-day-with-playback</loc>
        <lastmod>2025-11-27T05:27:35Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-authorizes-10-million-share-repurchase-program-amid-significant-payment-technology-advancements</loc>
        <lastmod>2025-12-29T12:58:32Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-expands-integration-with-money-gram-for-global-usdc-stablecoin-on-off-ramp</loc>
        <lastmod>2025-09-30T19:41:42Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-and-credible-finance-partner-to-open-china-payment-corridor</loc>
        <lastmod>2026-07-16T10:26:22Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-and-saber-money-open-settlement-into-india-s-us-860-billion-export-economy</loc>
        <lastmod>2026-07-16T10:30:35Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-announces-12-month-lock-up-extension-supported-by-sbi-and-legacy-shareholders-representing-more-than-99-percent-of-subject-shares</loc>
        <lastmod>2026-07-23T09:11:16Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-expands-visa-collaboration-to-support-u-s-debit-card-funding-of-usdc-transactions</loc>
        <lastmod>2026-07-23T09:10:13Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-launches-owlPay-agent-wallet-targeting-the-emerging-multi-trillion-dollar-agentic-commerce-economy</loc>
        <lastmod>2026-07-22T12:52:52Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-receives-us-10-million-investment-with-up-to-us-50-million-in-total-funding-available-upon-mutual-consent</loc>
        <lastmod>2026-04-08T11:48:20Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-reports-owl-pay-harbor-payment-volume-grew-more-than-5x-in-q2-2026-reaching-a-record-high-in-july</loc>
        <lastmod>2026-07-24T03:29:24Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-group-nasdaq-owls-to-announce-full-year-2025-financial-results</loc>
        <lastmod>2026-04-27T10:17:48Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-introduces-owl-pay-stablecoin-checkout-for-global-businesses</loc>
        <lastmod>2025-09-30T19:39:41Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-joins-circle-payments-network-expanding-stablecoin-access-to-high-growth-global-markets</loc>
        <lastmod>2025-12-05T07:59:44Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-partners-with-gmo-trust-to-expand-multi-currency-stablecoin-offering</loc>
        <lastmod>2025-09-30T19:40:09Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-reports-20-year-over-year-growth-in-owl-nest-business</loc>
        <lastmod>2025-12-29T12:53:31Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-teams-up-with-visa-to-streamline-cross-border-payments</loc>
        <lastmod>2025-09-30T19:42:11Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-unveils-integration-with-stellar-to-support-usdc-stablecoin-on-owl-pay-wallet-pro</loc>
        <lastmod>2025-09-30T19:20:59Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owl-ting-unveils-owl-pay-harbor-offering-usdc-on-off-ramp-service</loc>
        <lastmod>2025-10-01T10:30:33Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owlting-group-nasdaq-owls-recognized-among-financial-times-top-500-high-growth-companies-in-asia-pacific-2026</loc>
        <lastmod>2026-04-01T08:11:59Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owlting-group-nasdaq-owls-reports-q1-2026-owlpay-harbor-client-wins-representing-more-than-5-billion-in-annual-payment-volume-across-their-existing-businesses</loc>
        <lastmod>2026-04-01T08:06:22Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/owlting-group-nasdaq-owls-secures-ohio-money-transmitter-license-extending-us-coverage-to-42-states</loc>
        <lastmod>2026-07-17T04:51:12Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/corporate-news/press-release</loc>
        <lastmod>2025-12-29T12:57:48Z</lastmod>
    </url>
    <url>
        <loc>https://investors.owlting.com/financials/annual-reports</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/financials/quarterly-results</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/financials/sec-fillings</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/governance/board-of-directors</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/governance/committee-composition</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/governance/governance-documents</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/governance/management</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/resources/investor-contact</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/resources/investor-email-alerts</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/resources/investor-faqs</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/stock-information/analyst-coverage</loc>
    </url>
    <url>
        <loc>https://investors.owlting.com/stock-information/quote-and-chart</loc>
    </url>
</urlset>
<!-- XML Sitemap generated by @nuxtjs/sitemap v8.3.0 at 2026-07-26T01:24:40.664Z -->